Should You Choose A Structured Settlement Or Lump-Sum Payment After A Personal Injury Case?

Posted on 17 April 2015

If you are involved in a personal injury lawsuit, you may be faced with choosing between a structured settlement and a lump sum to receive your compensation. A structured settlement involves annuities and an insurance company. You will receive specific payments over a period of time. If you choose a lump sum, you will be given the whole of the settlement at once. There are benefits to both, and you must decide which is better for you and your family: [Read More]

What You Need To Know About Portfolio Loans

Posted on 7 April 2015

Since the housing crash of 2007, many people wonder what they can do to get a home loan. The restrictions have become very strict so that there are many individuals who are unable to qualify for a home loan even though they can afford it. A great option is a portfolio loan. This is a specific kind of loan that is an option with some banks or credit unions. Here are some things you need to know about portfolio loans. [Read More]

The Pros And Cons Of Using A Cosigner For Your First Home Loan

Posted on 11 September 2014

Many first time homebuyers consider using a cosigner to help them get into a house. Cosigning might be the best option for you, but there are some things that you need to know about cosigning. Here are some advantages and disadvantages of using a cosigner. Advantages Of A Cosigner Can Help With Credit One of the biggest reasons someone uses a cosigner for first time home loans is that they don't have good enough credit to qualify for the loan on their own. [Read More]

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You Can Get The Financing You Need

The first and often most overwhelming step in the home buying process is to find a lender that is willing to approve you for a mortgage loan. If you are like me, getting past this first step may seem impossible due to past credit mistakes. However, I am here to tell you that while it may seem impossible, you can get the mortgage loan that you need. Nowadays, there are many lenders out there that offer mortgage loans to individuals who struggle to get approved by traditional banks. Through this website, I hope to teach you more about these nontraditional lenders and how you can use these resources to get the financing you need.

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