Recovering a Bail Jumper: Don't Do It Yourself

So, you posted bail for a family member, and he/she repays the favor by jumping bail and running away. Perhaps more disturbing is the fact that you cannot pay a bounty hunter to retrieve him/her. In fact, if you know where he/she is hiding out, you definitely​ should not try to retrieve him/her. Below are the steps you should follow if you know where the bail jumper is hiding out, as well as why you need to leave the apprehension of bail jumper to the professionals. [Read More]

Looking To Buy Your First Home? Why You Should Start With A Fixed Rate Mortgage

If you're going to be buying your first home, it's time to start thinking about your home loan; or specifically the type of loan you're going to get. There are two different types of loans to consider; fixed rate and adjustable rate. If you're given the option, you need to choose a home fixed rate mortgage. Here are just four of the reasons why that decision will be the best one you can make when purchasing your first home. [Read More]

Three Credit Report Tasks You Need To Know Before Applying For A Mortgage

It's no secret that a good credit score can make it easier to get a mortgage at a competitive rate. The following tasks can help you polish your score before you contact a broker to begin the mortgage process. #1: Get a copy of your credit report There are three major credit bureaus that mortgage lenders typically check — Experian, Transunion, and Equifax. You can request one free report from each of these bureaus annually. [Read More]

How To Get A Mortgage Loan If A Bank Turned You Down

When you go to a bank for a mortgage loan, they will evaluate your situation and determine if they can offer you a loan. If they turn you down, it is because you do not meet the criteria they have in place for a loan, but this does not mean you cannot get a loan. There are other options, such as visiting a mortgage broker for a loan. What Is a Mortgage Broker? [Read More]