Looking To Buy Your First Home? Why You Should Start With A Fixed Rate Mortgage

Posted on 13 September 2018

If you're going to be buying your first home, it's time to start thinking about your home loan; or specifically the type of loan you're going to get. There are two different types of loans to consider; fixed rate and adjustable rate. If you're given the option, you need to choose a home fixed rate mortgage. Here are just four of the reasons why that decision will be the best one you can make when purchasing your first home. [Read More]

Three Credit Report Tasks You Need To Know Before Applying For A Mortgage

Posted on 13 August 2018

It's no secret that a good credit score can make it easier to get a mortgage at a competitive rate. The following tasks can help you polish your score before you contact a broker to begin the mortgage process. #1: Get a copy of your credit report There are three major credit bureaus that mortgage lenders typically check — Experian, Transunion, and Equifax. You can request one free report from each of these bureaus annually. [Read More]

How To Get A Mortgage Loan If A Bank Turned You Down

Posted on 3 July 2018

When you go to a bank for a mortgage loan, they will evaluate your situation and determine if they can offer you a loan. If they turn you down, it is because you do not meet the criteria they have in place for a loan, but this does not mean you cannot get a loan. There are other options, such as visiting a mortgage broker for a loan. What Is a Mortgage Broker? [Read More]

The Challenges Of Security A Mortgage After A Bankruptcy

Posted on 27 May 2018

You may have filed for bankruptcy in the past to get out of debt, but there could be a day where you are ready to purchase a house. When the day comes, you'll need to know how that bankruptcy affected your finances, especially when it comes to securing a mortgage. Know the following things before you proceed with getting your financing. It Can Take A While To Quality There are a few rules regarding your bankruptcy that will impact how long you must wait before you are able to get a mortgage of any kind. [Read More]

About Me

You Can Get The Financing You Need

The first and often most overwhelming step in the home buying process is to find a lender that is willing to approve you for a mortgage loan. If you are like me, getting past this first step may seem impossible due to past credit mistakes. However, I am here to tell you that while it may seem impossible, you can get the mortgage loan that you need. Nowadays, there are many lenders out there that offer mortgage loans to individuals who struggle to get approved by traditional banks. Through this website, I hope to teach you more about these nontraditional lenders and how you can use these resources to get the financing you need.

Tags

Search

Archive