2018

Brokering A Deal On Your Mortgage? Why, Yes, You Can!

Brokerage firms are typically thought of as places where you broker financial deals for investments, not where you find the best deal on a mortgage. However, mortgage brokers do just that. They broker a deal between you and an investor who wants to back mortgage loans for non-traditional purposes. When you cannot get a mortgage in the usual fashion, you can go through a mortgage broker. Here is more about how that works, and where you can find a mortgage broker.

What Is A Car Repair Loan?

When you own a car, there will be standard types of maintenance you must do if you want the car to drive well and last. While some of these services might be very affordable, there are others that might cost a lot of money. Additionally, you might also experience problems with your car that are beyond normal types of maintenance, and these can also be very expensive. If you are currently in a position where your car needs work that you cannot afford, you could always look into getting a car repair loan.

Recovering a Bail Jumper: Don't Do It Yourself

So, you posted bail for a family member, and he/she repays the favor by jumping bail and running away. Perhaps more disturbing is the fact that you cannot pay a bounty hunter to retrieve him/her. In fact, if you know where he/she is hiding out, you definitely​ should not try to retrieve him/her. Below are the steps you should follow if you know where the bail jumper is hiding out, as well as why you need to leave the apprehension of bail jumper to the professionals.

Looking To Buy Your First Home? Why You Should Start With A Fixed Rate Mortgage

If you're going to be buying your first home, it's time to start thinking about your home loan; or specifically the type of loan you're going to get. There are two different types of loans to consider; fixed rate and adjustable rate. If you're given the option, you need to choose a home fixed rate mortgage. Here are just four of the reasons why that decision will be the best one you can make when purchasing your first home.

Three Credit Report Tasks You Need To Know Before Applying For A Mortgage

It's no secret that a good credit score can make it easier to get a mortgage at a competitive rate. The following tasks can help you polish your score before you contact a broker to begin the mortgage process. #1: Get a copy of your credit report There are three major credit bureaus that mortgage lenders typically check — Experian, Transunion, and Equifax. You can request one free report from each of these bureaus annually.

How To Get A Mortgage Loan If A Bank Turned You Down

When you go to a bank for a mortgage loan, they will evaluate your situation and determine if they can offer you a loan. If they turn you down, it is because you do not meet the criteria they have in place for a loan, but this does not mean you cannot get a loan. There are other options, such as visiting a mortgage broker for a loan. What Is a Mortgage Broker?

The Challenges Of Security A Mortgage After A Bankruptcy

You may have filed for bankruptcy in the past to get out of debt, but there could be a day where you are ready to purchase a house. When the day comes, you'll need to know how that bankruptcy affected your finances, especially when it comes to securing a mortgage. Know the following things before you proceed with getting your financing. It Can Take A While To Quality There are a few rules regarding your bankruptcy that will impact how long you must wait before you are able to get a mortgage of any kind.

3 Tips To Help You Successfully Apply For A Title Loan

Sometimes you need additional money to cover living expenses between paychecks. A traditional loan often has stringent qualification requirements and the loan application can take time to process. If you need cash now, then a title loan might be a better option. With a title loan, you use your car as collateral to secure the loan. There are no credit checks, so more people can qualify for a title loan. Use these tips to help you successfully apply for a title loan when you need extra cash in the future.

3 Things To Know About Using A Personal Loan To Rebuild Your Credit

If your credit is not currently as good as you would like, you might be interested in finding ways to improve it. There are many different options you could choose from to achieve a better credit score, but one good choice is taking a personal loan. A personal loan is a type of loan you can use for many reasons, and here are several things to understand about getting a personal loan and using it to help rebuild your credit.