2019

What Are The Benefits Of Conforming Loan Programs?

A conforming loan is a loan that meets the Federal Housing Finance Agency's financing limits and Fannie Mae and Freddie Mac underwriting guidelines. Non-conforming loans, typically called jumbo loans, are those that do not meet these requirements, typically because of the price of the home. If you are in the market for a new home loan, you may wonder what the benefits of conforming loan programs are compared to non-conforming loan programs.

5 Advantages To Using A Bail Bondsman

Finding out that a loved one is behind bars can be devastating and stressful. The good news is you may be able to post bail. When you've never posted bail before, it can be a confusing and stressful process to go through. Instead of trying to guess your way through it, it's a good idea to contact a bail bondsman. They can help you post bail quickly and correctly. Here are the advantages to using bail bondsman services: 

4 Steps To Help You Land A VA Loan

If you want to obtain a VA mortgage loan, there are a few things you need to do. Just being a United States Armed Forces service member or former service member is not enough. You need to meet certain criteria, obtain a certificate of eligibility, find a lender, and use the loan on the right type of loan. 1. Check Your Credit Score  If you want to get a VA loan, you need to have a someone decent credit score.

How to Responsibly Use a Deposit When Financing a Car

While many people go into the car buying experience expecting to find the exact car that they want, reality rarely works out so nicely. Even when searching for a new car, it is common to be stuck choosing whatever happens to be available. Many dealerships and manufacturers only offer leasing or financing incentives when you choose a car that they currently have siting on their lot. This can mean compromising on features, color, or even model.

Your Guide To Applying For An Auto Loan After Chapter 13 Bankruptcy

After you've completed your Chapter 13 bankruptcy plan, you may be worried about taking on new debt. However, if your current vehicle is approaching the end of its lifespan, a new auto loan may be necessary to ensure you have a reliable source of transportation. Here's what you should know about applying for auto loans after your Chapter 13 bankruptcy. It's Best to Begin Re-establishing Your Credit Before Applying for Your Loan

Four Ways You May Be Able to Finance Your First, New Car Purchase

If you are looking to finance the purchase of a new car, there are many choices available to you. The size of the loan will largely be a function of the size of your income, and the interest rate will relate to your credit score. But as for the choices you have for financing the car, there may be several options open to you. The following are four of them.

3 Things To Know About Check-Ins When Getting A Bail Bond

If you are in jail and your family decides to get you out of jail through a bail bondsman, you will have some big responsibilities ahead of you. One of the responsibilities you might have is keeping in contact with the bail bondman who bailed you out of jail, and this is often done through check-ins. Check-ins are not always needed with a bail bond, but they are in many cases, and here are three things you should know about them if you are out on bond.

FHA Streamline Loans Are Great, But Are They Great For You?

An FHA streamline is a refinance of your existing FHA loan.  It is streamlined because it is a quick and easy way to get a lower interest rate without all of the hassle.  How does it compare to a traditional refinance?  Well, the biggest advantage is that the process is much quicker and easier.  With a FHA streamline refinance, there is no income documentation or credit check requirement.  That in itself makes the loan easier to get and quicker to process.

Tips To Improve Your Chances For Mortgage Loan Approval

Buying a home can be an exciting experience, but it can also be stressful. One of the most important steps in buying your home is getting approved for mortgage loans. Finding the home of your dreams may have been a fun journey, but the excitement tends to wear off quickly during the loan process, especially if you are denied a mortgage loan. There are several things you can do to help improve your chances of getting approved for a mortgage loan, some of which are fairly simple, while other things may take some time to develop.

How Judges Set Bail, And Using Bail Bonds

When you end up arrested and behind bars, getting released is your first priority. There are several issues that affect your ability to get out of jail and bail is one of them. Read on to find out how judges commonly view bail and how to make arrangements to be released using a bonding agent. No Bail If the crime is serious enough, you might have no choice but to remain behind bars.